Panchsheel Group
🏠 Home
Residential Projects
Panchsheel Greens II — Ongoing Panchsheel Prime 390 — RTM Panchsheel Pratishtha — Delivered Panchsheel Greens — Delivered Panchsheel Primrose — Delivered
Commercial Projects
Panchsheel Greenaria Panchsheel Well Bazaar Panchsheel Square
About
The Company MD Desk Why Panchsheel
Media
Advertising & Offers News & Events Notice 📅 Book Site Visit →
Help Center

Frequently Asked Questions

Everything you need to know about buying property with Panchsheel Group — from booking to possession and beyond.

NRI FAQs

5 Questions

Yes. Non-Resident Indians (NRIs) are permitted to purchase immovable property in India, subject to the provisions of the Foreign Exchange Management Act (FEMA) and RBI guidelines. Agricultural land, plantation properties, and farmhouses are excluded.

Yes. NRIs can sell their immovable property held in India without seeking permission from the Reserve Bank of India, subject to applicable tax regulations and FEMA provisions.

The Reserve Bank has granted general permission to certain financial institutions providing housing finance, subject to specific conditions. Criteria regarding the purpose of the loan, margin money, and quantum of loan will be at par with those applicable to resident Indians.

Repayment of the loan should be made out of inward remittances through banking channels or from funds held in the investor's NRE/FCNR/NRO accounts.

A local Power of Attorney (POA) is required. The general documents needed for NRI home loans include:

For Salaried NRI Applicants:

  • Copy of valid passport with VISA stamps
  • Valid visa/work permit supporting NRI status
  • Overseas Bank A/c statement for last 3 months showing salary credits
  • Latest contract/salary certificate/wage slips

For Self-Employed NRI Applicants:

  • Passport copy with valid visa stamp
  • Trade license or equivalent document
  • 6 months overseas bank and NRE/NRO account statement
  • P&L account and balance sheet for last 3 years certified by CA/CPA

The approved method of sending remittances into India is through normal banking channels. Funds can be transferred via wire transfer to NRE/NRO/FCNR accounts held in India.

Booking

6 Questions

Yes. If you are not available to sign documents, you can appoint/authorise someone on your behalf through an SPA (Special Power of Attorney).

Download the booking form from our website, fill it with the required details, get it duly signed by all applicants, and send a scanned copy to us via email along with:

  • 10% booking amount (payable online via RTGS/NEFT from NRE account)
  • Self-attested KYC documents
  1. Booking/Application form (duly signed by all applicants)
  2. Copy of PAN Card (self-attested, all applicants)
  3. Copy of ID Proof (self-attested, all applicants)
  4. Copy of Residence Proof (self-attested, all applicants)
  5. Passport-size photograph (all applicants)

Yes. The drawings and plans of the project are available at Panchsheel Group's corporate office at:
H-169, Sector 63, Noida – 201301, UP.

The customer must pay a minimum of 10% of the unit cost (excluding IFMS) to book an apartment/property.

Inform the Company by Registered A/D letter about the change in address/email/contact number, along with a self-attested residence proof in case of address change.

Payment

3 Questions

Whenever a customer makes a payment, they will receive a receipt upon the transfer of funds to the company's account.

Demands are raised as per the payment plan opted by the customer and sent to the registered communication address via post and email. It is the Allottee's obligation to make payments on or before due dates to avoid interest charges on delayed payments.

Customers can make payments through Cheque / Demand Draft / RTGS / NEFT as per their convenience. All payments should be payable at New Delhi/Noida.

Tip: Please mention your reference property details, name, and phone number on the reverse of Cheque/Demand Draft.

Bank Loan

6 Questions

Customer contribution at the time of disbursement depends upon the amount sanctioned by the bank and the demand raised by the builder. Please consult your bank or our sales team for specific figures.

Yes. A Non-Resident Indian can avail a loan facility from any financial institution in India, subject to the institution's terms and conditions and RBI guidelines.

  1. 3 years ITR / Form-16
  2. 6 months salary slips
  3. 6 months bank statements
  4. Residence Proof / ID Proof / PAN Card
  5. 2 passport-size photographs
  6. Higher Education Proof
  7. Any other document required by the financial institution

Anyone who is salaried / professional / self-employed can avail a loan from a bank, depending upon the profile of the individual, type of business, residential location, and ITR.

Customers can avail home loan facilities from project-specific banks as mentioned on our website. Please visit the respective project page or contact our sales team for the list of approved lenders for each project.

Yes. Timely payment is the essence of the allotment/contract. You may avail a loan from any bank; however, on-time payment as per the schedule shall remain the responsibility of the customer regardless of the loan source.

Taxes

3 Questions

As per Section 194IA of the Income Tax Act, every buyer of immovable property where the sale consideration is equal to or more than Rs. 50,00,000 (Fifty Lakhs) shall deduct TDS at 1% of the amount payable/paid to the seller on or after 01st June 2013.

Note: Sales Consideration means Total Cost of the Flat excluding IFMS and applicable taxes.

GST is applicable on under-construction properties. Please consult your tax advisor for the latest applicable rates. For reference, the historical service tax rates were:

  • 3.625% — Residential property with sale consideration less than Rs. 1 crore or carpet area less than 2,000 sq. ft.
  • 4.35% — All commercial property & residential property with sale consideration ≥ Rs. 1 crore or carpet area ≥ 2,000 sq. ft.

Please note GST rates may have changed. Verify the current applicable rate with your CA before booking.

To obtain a duplicate allotment letter, submit the following:

  1. Application/request stating loss of allotment letter
  2. FIR (First Information Report) for loss of original allotment
  3. Affidavit for loss of allotment (on Rs. 10/- stamp paper, duly notarised)
  4. Indemnity Bond (on Rs. 50/- stamp paper, duly notarised)

Addition / Deletion of Co-Applicant

2 Questions
  1. Request letter from existing applicants for addition/deletion
  2. Affidavit for such addition/deletion (signed by existing applicants)
  3. For addition: KYC documents of new applicant + new application form
  4. Applicable administrative charges
  5. Signature verification from bank is required

Note: If a home loan is availed on the property, written consent from the bank is required for such changes.

Submit an application/request letter stating the loss of the receipt, written on Rs. 10/- stamp paper and duly notarised.

Cheque Bounce

1 Question

In case of non-clearance of a payment instrument, a charge of Rs. 500/- will be applicable per bounce/per cheque.

Possession

10 Questions

Customers must clear their dues as soon as they receive the Offer of Possession letter, to start the fitout process on a first-come-first-served basis.

After clearing all dues, fitout is done on a first-come-first-served basis. It may take a minimum of 45–60 days from the date of payment.

The fit-out period is a quarter (three months) commencing from the date of the offer of possession. During this period, the company installs sanitary ware, kitchen sink, flooring, hardware accessories, final paint, etc. to maintain the freshness and cleanliness of the apartment until handover. Fitout is done on a first-come-first-served basis.

  1. Handing Over / Taking Over document
  2. Undertaking
  3. Parking Allotment Letter
  4. Maintenance Agreement
  5. Power Back Up Agreement & Electricity Agreement
  6. Inspection Checklist of apartment

Registry/Stamp Duty charges are calculated on the value as per the applicable circle rate or the allotment rate, whichever is higher, for the area.

Note: Circle rates may vary from area to area.

Once we receive the demand draft in favour of the treasury, we send the required information to our lawyer for procurement of stamp papers. After receiving the stamp papers, registration of documents/sub-lease deed is organised. This process generally takes 7–10 working days.

After clearing all dues, obtain an NOC from the accounts department and complete all document formalities including signing the inspection checklist, then pay the Stamp Duty charges. Within 15 working days of receiving the stamp papers, registration of documents/sub-lease deed may be completed.

  1. Two passport-size photos of all applicants
  2. Copy of PAN Card of all applicants
  3. ID Proof of all applicants
  4. Residence Proof of all applicants
  5. Two witnesses from customer's side (with Photo, PAN Card, ID & Address Proof)

Yes. You can appoint someone on your behalf through a GPA (General Power of Attorney) or SPA (Special Power of Attorney).

IFMS (Interest Free Maintenance Security) is a one-time security charge. If a resident does not pay maintenance or any other charges, dues shall be deducted from this amount. The balance of IFMS shall be handed over to the RWA (Resident Welfare Association) of the society at the time of handing over of the society's management.

Still Have Questions?

Our team is happy to answer any query you may have about our projects, payment plans, or the buying process.